xmikex said

[orig][quote]

(The co-council for the NAACP) estimated that "tens of thousands" of blacks had been forced into bad loans, but said it was difficult to gauge the scope of the problem because banks keep much of their internal data private.

Yeah it's usually difficult to gauge the scope of a statistic that you just made up. And yeah, the banks are really working hard on a cover up "keeping their internal data private." It's called not broadcasting people's personal financial information to the entire planet, which is what people pay banks to do. It's high time HSBC unlocks the giant file cabinet marked "BLACK PEOPLE ACCOUNTS" so we can see just what's going on.

When you negotiate a financial contract with any company you're rarely getting the advertised rate. If this lady is such a responsible, and savvy financial planner as she says she is she must have figured that out along the way. And I was going to start loan proceedings on a major financial purchase I'd read the fine print FIRST, and not wait until I was backed into a corner.